Jonathan is a partner in the FinTech and Alternative Finance team at City law firm Fox Williams. He advises clients across the FinTech and Alternative Finance spectrum, from start-ups disrupting existing markets with innovative technology to financial institutions looking to invest in new technology. He has particular expertise in peer-to-peer platforms, drawing on his extensive experience in the banking and finance sector gained both in-house at major financial institutions and in private practice. His experience spans a variety of financial products, including loans (both corporate and consumer), real estate and development finance, asset-based lending, receivables financing, asset finance, trade finance, capital markets, derivatives and repos.
29 June 2019 | 32 mins 43 secs
crowdfunding, fca, lending, living will, market lending, marketplace lending, p2p, zopa
What are the differences between crowdfunding and P2P lending? What is the origin of the regulation and how is it applied? What legal constructs are used to establish a P2P lending framework? And what are the FCA proposals for changes to P2P regulation?